How to make money in property is something on which many people believe themselves to be an expert. They see the appreciation of their home as evidence of their profiency, although the rise in its price is the result of a wider uplift in values.

It is unlikely, despite their self-belief, that many such homeowners would have the nerve, or the funds, to follow the adage that, in any era, property fortunes are founded on buying before you see the light at the end of a tunnel in a downturn, or acquiring a trophy house, awesome in looks and location. The value of such a dwelling is held to be less vulnerable to market malaise.

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